Johannes Kern

@jonk93

Managing Director | Frankencoin Association ($ZCHF) — oracle-free Swiss franc stablecoin, Zug

📍 Zug, Switzerland

HIGH CONFIDENCEpresent🔍 Evidence: VERIFIED

Johannes Kern (@jonk93) on the ETHConf stage — UnicornsMap.com $UM-Radar + Frankencoin pitch behind him. Slide contacts: t.me/jonk93 · johannes@frankencoin.com · Zug, CH.

📷 Gallery

Johannes Kern on the ETHConf stage — Frankencoin $ZCHF pitch

Johannes Kern on the KuCoin main stage at European Blockchain Convention, Barcelona, September 2026

Johannes Kern in front of the StableCon 26 banner in Washington DC

European Blockchain Convention panel card listing Johannes Kern as moderator

Frankencoin talk on using RWAs as collateral, ETH Belgrade stage

Frankencoin RWA collateral talk, second angle from the ETH Belgrade stage

Johannes Kern speaking with a microphone at ETH Belgrade

Official Frankencoin slide: how to borrow against illiquid RWAs without oracles

Johannes Kern in front of the New York Stock Exchange during stablecoin summit week

Johannes Kern with colleagues at an official Frankencoin event

Official Frankencoin borrow board screenshot with fixed rates from 1.11 percent

Barcelona European Blockchain Convention stage, September 2026

Johannes Kern portrait crop — ETHConf stage

Johannes Kern square crop — ETHConf stage

Johannes Kern 1:1 hero crop — ETHConf stage

OSINT Profile

Johannes Kern (@jonk93) is Managing Director of the Zug-based Frankencoin Association — the governance and ecosystem body behind Frankencoin ($ZCHF), the decentralized, oracle-free Swiss franc stablecoin conceived in a University of Zurich PhD thesis. $ZCHF is minted by depositing approved onchain collateral (BTC, ETH, tokenized equities, gold) into over-collateralized positions; auction-based liquidations replace price oracles entirely. Fixed borrow rates start from ~1.1% APR (live board check 2026-09-07: 1.11% fixed on SPDR S&P 500 ETF (Ondo Tokenized), max LTV 79.69%, maturity 12 Feb 2029). $ZCHF lives on Base: Base $ZCHF token contract 0xd4dd9e2f021bb459d5a5f6c24c12fe09c5d45553 (ETH-mainnet mint variant 0xb58e61c3098d85632df34eecfb899a1ed80921cb). Accepted for payments in Spar supermarkets across Switzerland and Liechtenstein; ~3% native savings yield paid in ZCHF; MiCAR-aligned payment token under Swiss law. Mapped by $UM-Radar GIS OSINT from the ETHConf stage appearance (photo from subject's own public X media). No UM/ZCHF Aerodrome pool exists yet (DexScreener 2026-09-07: zero pairs) — pool address will be stamped only after a real Base Aerodrome pair with the official contracts.

💰 Borrow $ZCHF — fixed from ~1.1%

Borrow $ZCHF fixed from ~1.1% (live check 2026-09-07) against SPYon, cbBTC/WBTC and other approved collateral.

Collateral	Fixed interest	Max LTV	Maturity
SPYon	1.11% · observed 2026-09-07

Rates change constantly. Not risk-free. Not investment advice.

↗ Open the live official board

Live board check: 2026-09-07 (historical observation) · app.frankencoin.com

Public Relation Edge (do not over-claim)

Frankencoin ($ZCHF) — Managing Director, Frankencoin Association (leadership)UnicornsMap.com $UM-Radar — Mapped from ETHConf stage (UnicornsMap + Frankencoin pitch behind) (event)Base — $ZCHF Base contract 0xd4dd9e2f021bb459d5a5f6c24c12fe09c5d45553 (chain)Frankencoin Association — Managing Director (org)

Public OpCo / HoldCo Nodes

Frankencoin Association(Association (Zug, CH))

Kern is Managing Director — ecosystem/governance body behind $ZCHF (public Frankencoin channels).

Frankencoin protocol ($ZCHF)(Decentralized protocol)

Oracle-free, FPS-governed stablecoin; over-collateralized CDPs with auction liquidations.

🗺 $UM-Radar GIS OSINT — Operational Markets

Frankencoin Association — HQ · Zug · Switzerland

Zug is the registered seat of the Frankencoin Association (Verein) — city/HQ pin only, no private address.

StableCon 26 week · Washington · USA

Managing Director represented Frankencoin in Washington DC at @thestablecon (as published by the official account, Sept 2026). City pin.

European Blockchain Convention · Barcelona · Spain

Moderated the stablecoin/CBDC/tokenised-deposits panel at @EBlockchainCon, Barcelona (official account + event agenda, Sept 2026). City pin.

TOKEN2049 Singapore · Singapore · Singapore

Q4 2026: TOKEN2049 (Marina Bay Sands, 7–8 Oct 2026) and Stablecoin Summit SG (8 Oct 2026) are listed by the official account as upcoming. Venue published by the event.

4 geo-pins — live operational-market GIS network on the $UM-Radar vector map