Infraestructura de pagos onchain para equipos | más de 400 M$ de volumen de pagos asegurado | hiperestructura no actualizable y sin permisos | 13+ cadenas EVM



Splits — originalmente 0xSplits — es la infraestructura onchain de reparto de pagos y tesorería de equipos, lanzada en Ethereum mainnet el 15 de febrero de 2022 por los cofundadores Abram Dawson y Will Minshew. El contrato es deliberadamente no actualizable y sin permisos (hiperestructura): un contrato SplitMain canónico (0x2ed6c4B5dA6378c7897AC67Ba9e43102Feb694EE) más proxies deterministas enrutan automáticamente los ingresos en ETH y ERC-20 a destinatarios predefinidos. Splits v2 separa la lógica de reparto del almacenamiento de tokens mediante SplitsWarehouse (envoltorio ERC-6909 inmutable, misma dirección en todas las cadenas). Aviso: su propia web afirma «más de 400 M$ de volumen de pagos asegurado» — es caudal acumulado, no una ronda semilla ni una valoración. Splits es la capa de liquidación del hot-path de $UM-Radar, no un competidor del radar: nuestra ventaja son Cloudflare Workers + x402, la suya la distribución onchain.
| Métrica | Valor | Base |
|---|---|---|
| Payment volume secured (as published) | $400M+ | splits.org homepage, read 2026-09-16 — 'Over $400m in payment volume secured for businesses'. Cumulative distributed throughput, NOT a seed round or valuation. |
| Earlier public floors (context) | >$100M / >$250M+ | Third-party project directories at earlier dates (>$100M distributed to 50,000+ users; >$250M+ across networks) — consistent with a rising curve, not independently re-measured on-chain. |
| Protocol fee (v1 design) | None | Original 0xSplits framing: free to use, no protocol fee, non-upgradable hyperstructure. Current commercial tiers are priced separately on splits.org. |
| Mainnet launch | 2022-02-15 | Launch coverage and project history — Ethereum mainnet. |
| Chain coverage | 13+ EVM chains | Public project directory listing (Ethereum, Arbitrum, Optimism, Polygon, Base, Zora and others). |
| Position in the $UM-Radar stack | Settlement layer | Architecture note, not a measured metric: the radar hot path is Cloudflare Workers + x402; Splits is the onchain distribution primitive a payments flow would settle through. No partnership is claimed. |
🔍 Owner-circulated framing confirmed here: ~$400M protocol throughput is NOT seed capital. The distinction matters because a throughput number is often misread as a raise.
Publicly introduced by Splits as one of the two founders; builds protocol and product. Public X handle @abram.
Publicly described as co-founder and co-CEO alongside Dawson; both write code. Public X handle @wminshew.
Publicly described as a small distributed team (single-digit headcount in 2022 coverage; US + Peru). No headcount figure is claimed for 2026 — we did not source one this wave.
Multi-sig-style treasury workflows for teams: collect revenue into an onchain account and distribute it on rules, with no paperwork and no company required to receive funds.
Individual onchain payment account surface on the same infrastructure.
Integration surface for builders: use the contracts, SDK and modules directly rather than the hosted app.
The single canonical 0xSplits SplitMain contract, deployed across EVM chains; each Split gets its own deterministic proxy address for composability.
Generic immutable ERC-6909 token wrapper that can hold any native or ERC-20 token for any recipient, deployed at the same address across chains.
PullSplit keeps funds in the Warehouse for pull-flow distribution with built-in accounting; PushSplit pushes to recipients with a generous gas limit and Warehouse fallback on failed transfers.
Swapper converts any incoming token into a single output token (oracle starts at Uniswap v3 TWAP, Chainlink planned); Diversifier stacks a Split in front of one or more Swappers so a share of income routes into a different token. Publicly framed as a way to automate tax withholding or salaries.
Send tokens to addresses, ENS names, Farcaster usernames, saved contacts or a connected bank account; multisend to up to 100 recipients with CSV upload, batched under one signature, plus Schedules for recurring payroll-like flows. Private transfers route through NEAR Confidential Intents and hide the payer-recipient link on-chain.
Programmatic API/CLI/MCP access for automated transfers with optional memo and properties, plus llms.txt files so AI agents can read the docs surface.
2 geo-pins — live operational-market GIS network on the $UM-Radar vector map
🔍 Found by Aleksei Dolgikh @alexdolbun
Whether private Sends over NEAR Confidential Intents becomes the default payments path for teams that previously only used transparent Splits — privacy as the funnel, distribution as the durable layer.
Agent tooling (CLI + MCP + llms.txt) as a distribution wedge: if AI agents pick Splits as the payout primitive, throughput compounds without a human in the loop.
HYPOTHESIS, not advice: deterministic per-recipient accounts on immutable contracts either become standing financial infrastructure for teams, or get abstracted away by the smart-account layer above them. Both outcomes are live at the 2036 horizon.
Este nodo forma parte del grafo público de builders de Base / Anti Fund que cartografía el radar. $UM-Radar corre en Base: lee el grafo, toma la siguiente señal y desbloquea cualquier dossier por USDC al momento.
🤖 Agentes de IA — una llamada: GET /api/radar/conductor.json
🔍 Solo OSINT público. No es asesoramiento de inversión. No es un motor de predicción. $UM es un token en Base: nada aquí es una proyección de rentabilidad.
Solo radar OSINT público. No es asesoramiento de inversión.