チーム向けオンチェーン決済インフラ | 4億ドル超の決済保証額 | アップグレード不可・無許可のハイパーストラクチャー | 13以上のEVMチェーン



Splits(旧 0xSplits)は、共同創業者の Abram Dawson と Will Minshew が2022年2月15日にイーサリアム・メインネットで公開した、チーム向けのオンチェーン決済分配・資金管理インフラです。設計は意図的に「アップグレード不可・無許可のハイパーストラクチャー」で、正規の SplitMain コントラクト(0x2ed6c4B5dA6378c7897AC67Ba9e43102Feb694EE)と決定論的プロキシが、受け取った ETH と ERC-20 の収益を所定の受取人へ自動分配します。Splits v2 は SplitsWarehouse(イミュータブルな ERC-6909 ラッパー、全チェーン同一アドレス)で分配ロジックとトークン保管を分離しました。重要:公式サイトは「4億ドル超の決済保証額」と記載していますが、これは累計の決済流通額であり、シードラウンドでも評価額でもありません。Splits は $UM-Radar のホットパスにおける決済レイヤーであり、レーダーの競合ではありません。
| 指標 | 値 | 根 |
|---|---|---|
| Payment volume secured (as published) | $400M+ | splits.org homepage, read 2026-09-16 — 'Over $400m in payment volume secured for businesses'. Cumulative distributed throughput, NOT a seed round or valuation. |
| Earlier public floors (context) | >$100M / >$250M+ | Third-party project directories at earlier dates (>$100M distributed to 50,000+ users; >$250M+ across networks) — consistent with a rising curve, not independently re-measured on-chain. |
| Protocol fee (v1 design) | None | Original 0xSplits framing: free to use, no protocol fee, non-upgradable hyperstructure. Current commercial tiers are priced separately on splits.org. |
| Mainnet launch | 2022-02-15 | Launch coverage and project history — Ethereum mainnet. |
| Chain coverage | 13+ EVM chains | Public project directory listing (Ethereum, Arbitrum, Optimism, Polygon, Base, Zora and others). |
| Position in the $UM-Radar stack | Settlement layer | Architecture note, not a measured metric: the radar hot path is Cloudflare Workers + x402; Splits is the onchain distribution primitive a payments flow would settle through. No partnership is claimed. |
🔍 Owner-circulated framing confirmed here: ~$400M protocol throughput is NOT seed capital. The distinction matters because a throughput number is often misread as a raise.
Publicly introduced by Splits as one of the two founders; builds protocol and product. Public X handle @abram.
Publicly described as co-founder and co-CEO alongside Dawson; both write code. Public X handle @wminshew.
Publicly described as a small distributed team (single-digit headcount in 2022 coverage; US + Peru). No headcount figure is claimed for 2026 — we did not source one this wave.
Multi-sig-style treasury workflows for teams: collect revenue into an onchain account and distribute it on rules, with no paperwork and no company required to receive funds.
Individual onchain payment account surface on the same infrastructure.
Integration surface for builders: use the contracts, SDK and modules directly rather than the hosted app.
The single canonical 0xSplits SplitMain contract, deployed across EVM chains; each Split gets its own deterministic proxy address for composability.
Generic immutable ERC-6909 token wrapper that can hold any native or ERC-20 token for any recipient, deployed at the same address across chains.
PullSplit keeps funds in the Warehouse for pull-flow distribution with built-in accounting; PushSplit pushes to recipients with a generous gas limit and Warehouse fallback on failed transfers.
Swapper converts any incoming token into a single output token (oracle starts at Uniswap v3 TWAP, Chainlink planned); Diversifier stacks a Split in front of one or more Swappers so a share of income routes into a different token. Publicly framed as a way to automate tax withholding or salaries.
Send tokens to addresses, ENS names, Farcaster usernames, saved contacts or a connected bank account; multisend to up to 100 recipients with CSV upload, batched under one signature, plus Schedules for recurring payroll-like flows. Private transfers route through NEAR Confidential Intents and hide the payer-recipient link on-chain.
Programmatic API/CLI/MCP access for automated transfers with optional memo and properties, plus llms.txt files so AI agents can read the docs surface.
2 geo-pins — live operational-market GIS network on the $UM-Radar vector map
🔍 Found by Aleksei Dolgikh @alexdolbun
Whether private Sends over NEAR Confidential Intents becomes the default payments path for teams that previously only used transparent Splits — privacy as the funnel, distribution as the durable layer.
Agent tooling (CLI + MCP + llms.txt) as a distribution wedge: if AI agents pick Splits as the payout primitive, throughput compounds without a human in the loop.
HYPOTHESIS, not advice: deterministic per-recipient accounts on immutable contracts either become standing financial infrastructure for teams, or get abstracted away by the smart-account layer above them. Both outcomes are live at the 2036 horizon.
このノードは、レーダーが可視化する公開 Base / Anti Fund ビルダー・グラフの一部です。$UM-Radar は Base 上で稼働:グラフを読み、次のシグナルを取り、任意のドシエを USDC 従量でアンロックできます。
🤖 AI エージェント — 1 コール: GET /api/radar/conductor.json
🔍 公開 OSINT のみ。投資助言ではありません。予測エンジンではありません。$UM は Base のトークンであり、本内容は収益予測ではありません。
公開OSINTレーダーのみ。投資助言ではありません。